Nineteen year ago I started this blog as a distraction from my father’s heart attack and slow recovery. It was late 2004 and social media & video streaming apps didn’t exist yet — or at least not widely available to the general public. Blogs were the newest means of …
The new NGA West campus , Jefferson & Cass, has been under construction for a few years now. Next NGA West is a large-scale construction project that will build a new facility for the National Geospatial-Intelligence Agency in St. Louis, Missouri.This $1.7B project is managed by the U.S. Army …
Book publisher Island Press always impresses me with thoughtful new books written by people working to solve current problems — the subjects are important ones for urbanists and policy makers to be familiar and actively discussing. These four books are presented in the order I received them. ‘Justice and …
This post is about two indirectly related topics: the new Siteman Cancer Center building under construction on the Washington University School of Medicine/BJC campus and an update on my stage 4 kidney cancer. Let’s deal with the latter first. You may have noticed I’ve not posted in three months, …
Back on May 6th I got fed up with the sidewalk condition along Olive at 13th, so I emailed Bill Burkhardt, the city employee in charge of asphalt, and copied his boss, Director of Streets Todd Waelterman.
Turns out the underground utility vaults belong to Ameren, the worker I spoke to said the lids shouldn’t have been allowed to get that bad. Eventually the sidewalk needs to be replaced, but the asphalt makes it tolerable in the meantime. Very glad the city contacted Ameren about their lids.
My March post prompted a post, and a followup post, from the State Journal-Register in Springfield:
Also in response to Sunday’s column, Ward 7 Ald. Joe McMenamin came to the newspaper office Monday morning to show us plans for the Hy-Vee grocery store coming to MacArthur Boulevard, replacing the blighted old Kmart building. I am no expert, but it looks to me like Hy-Vee is doing it right. McMenamin used orange marker to show the new sidewalks on both north and south ends of the store and pedestrian access to the store, including two ways for pedestrians to get to the entrance from across busy MacArthur. He used green marker to show the landscaping. There’s a lot.
This is not because of pressure from the city, however. Hy-Vee is doing this on its own. On its own, the company is going above and beyond what Springfield city ordinances require. If only every company was as classy. But they aren’t, which is why the city needs more stringent requirements. (Critique of Springfield’s image touches nerve)
Reading this in April 2013 got me curious about a future store opening in an old Kmart, an important part of retrofitting suburbia is the reuse of existing vacant retail buildings.
The Hy-Vee faces MacArthur Blvd, a busy Springfield arterial road, yet none of the two sidewalk connections are direct. Three bus lines run on MacArthur in front of the store.
Still, the St. Louis region does no better. The Target store on South Hampton is similar, accessible pedestrian access is to the north & south, not directly from Hampton. The build pedestrian-friendly cites the buildings should connect to the public sidewalk network in such a way the general public (read: alb;e-bodied) will use the paved accessible route because it’s the most direct path to the entrance.
Here’s a good example:
No pedestrian is going to walk in the entry driveway here, or hunt on the sides for a way in. For good design, developments should have accessible pedestrian routes conneting directly as possible to all adjacent public sidewalks. The Hy-Vee in Springfield, like our Target on Hampton, has three adjacent streets. Both connect to just two of the three streets, ignoring the primary street. Pedestrian fail.
Two buildings out nest MacArthur Blvd were razed, the entire site (paving, curbs, etc) are all brand new. This could’ve been so much better.
You may have heard the phrase “Cash is King” before, but it doesn’t refer to paper or coin currency:
The belief that money (cash) is more valuable than any other form of investment tool. The “cash is king” phrase is typically used when prices in the securities market are high and investors decide to save their cash for when prices are cheaper. It can also refer to the balance sheet or cash flow of a business; a lot of cash on hand is normally a positive sign, while strong cash flow allows a company more flexibility in regards to business decisions and potential investments. (Investopedia)
Currency is being replaced with plastic and digital money, just in time too:
In 2013, the cost of making pennies and nickels exceeded their face value for the eighth year in a row. The cost of minting a penny stood at 1.8 cents, nearly twice its face value. Nickels cost twice as much as dimes – 9.4 cents vs. 4.6 cents – despite being worth only half as much. (The Washington Post)
How does this compare to paper currency?
Each year, the Federal Reserve Board projects the likely demand for new currency, and places an order with the Department of the Treasury’s Bureau of Engraving and Printing, which produces U.S. currency and charges the Board for the cost of production. The new-currency budget for 2014 is $826.7 million, and reflects the following costs per denomination:
A nickel costs more to make than a dollar and ten dollar notes? Over $800 million per year to create the physical currency some use?
As of July 2013, currency in circulation—that is, U.S. coins and paper currency in the hands of the public—totaled about $1.2 trillion dollars. The amount of cash in circulation has risen rapidly in recent decades and much of the increase has been caused by demand from abroad. The Federal Reserve estimates that the majority of the cash in circulation today is outside the United States. (Source: Federal Reserve)
Many still use cash, but the numbers are shrinking:
The national telephone survey of 983 adult U.S. credit card holders found that 1 in 3 usually uses a credit card or a debit card for in-person purchases of less than $5. The breakdown: 11 percent prefer credit cards, 22 percent debit cards, 65 percent cash.
But the generational divide is striking. A slight majority (51 percent) of consumers 18-29 prefer plastic to cash, the only age group to do so. A preference for cash becomes stronger in each advancing age bracket, until at age 65-plus, 82 percent prefer cash. (CreditCards.com)
Here’s another look:
While credit and debit cards represent more than half of the purchases made for retail goods and services in the U.S., cash continues to dominate in small transactions. A recent consumer survey conducted by the Federal Reserve found that cash represented 66% of transactions under $10 and 58% of transactions under $25. When the transaction was more than $50, cash was used in less than 20% of the payments. (Wall Street Journal)
It was the above statistics on cash use that prompted the poll last week, here are the results:
Q: What size purchase would you use cash versus plastic (debit/credit)?
No amount, I use plastic for most purchases 49 [55.06%]
Cash for $20 or less 13 [14.61%]
Cash for $5 or less 11 [12.36%]
Cash for $10 or less 9 [10.11%]
Any amount, I use cash for most purchases 6 [6.74%]
Unsure/No Answer 1 [1.12%]
Cash for $15 or less 0 [0%]
The results make me wonder if location (urban vs suburban vs rural) has a role in cash vs plastic use? Income & education level? Include me among the 55% that use plastic for nearly every purchase, regardless of amount. I just know I rarely have more than $5 in cash on me, only for emergency stations or the occasional retailer that doesn’t take plastic for sales under some limit.
Despite the shift away from cash, using plastic is far from perfect. Last year many of us got new card numbers after the data breach at Schnucks grocery stores. Since then we’ve seen data breaches from nationwide retailers like Target, Neiman Marcus, and recently Home Depot.
That’s the risk of using debit & credit cards, right? For the moment:
Beginning later next year, you will stop swiping the credit card. Instead, you will insert your card into a slot, just like people do in much of the rest of the world, where the machine will read a microchip, not a magnetic stripe. You’ll still be signing for the time being, but the new system also enables the use of PIN numbers, if card issuers decide to add them to their cards.
The U.S. is the last major market to still use the old-fashioned swipe-and-sign system, and it’s a big reason why almost half the world’s credit card fraud happens in America, despite the country being home to about a quarter of all credit card transactions. (Wall Street Journal)
Yes, we’re the last to use swipe-and-sign. I remember the 80s well when we used carbon slips to get impression of the face of cards, before the back magnetic strip was common.
But this type still isn’t the latest. Soon cards will have a chip imbedded allowing customers to just tap the card at retail stores with appropriate POS (Point of Sale) systems, my Ventra card for Chicago’s transit system has a chip and can be used as a prepaid debit card as well.
Alternatively your physical cards won’t be used, your phone will store the information and use NFC (Near Field Communication) to communicate with the store’s POS. Interesting times ahead.
Apartment projects, by their nature, have a greater density than neighborhoods of detached single-family dwellings. A century ago few parking spaces were needed in apartment projects, but now at least one parking space per unit is expected. Parking garages are often the answer to parking needs in urban areas. This post will look at two current examples: a new project under construction and a 1950s project adding a garage.
Recent new construction projects like 3949 Lindell have a highly visible attached parking garage, but there’s a better way — placing the garage in the center so the building conceals it.
Lining the perimeter of a parking garage with residential units is a great solution for new construction, but what about existing buildings? With old warehouses, such as my loft, parking is usually placed within the existing building footprint. The same usually doesn’t work for 1950s urban renewal apartments. So what do you do? Plaza Square was an urban renewal project that started with a 1953 bond issue, the six buildings opened in 1962. Only one has underground parking.
It’s a small start, a few low-cost improvements until a new streetscape can be planned and funded. For those who cross Jefferson at Russell these are welcomed changes.
AARP Livibility Index
The Livability Index scores neighborhoods and communities across the U.S. for the services and amenities that impact your life the most
Built St. Louis
historic architecture of St. Louis, Missouri – mourning the losses, celebrating the survivors.
Geo St. Louis
a guide to geospatial data about the City of St. Louis